Buying a home in Hilton Head Island, Bluffton, Daufuskie Island, Hardeeville, Ridgeland, Beaufort, Okatie, or another South Carolina Lowcountry community can involve costs beyond the purchase price. Property Owners Association (POA), Homeowners Association (HOA), private-club, transfer, initiation, capital contribution, regime, and special assessment costs can all affect the true cost of ownership.
This 2026 South Carolina Community POA & HOA Fees Guide helps buyers compare reported community costs and identify fees to investigate when considering a Lowcountry home, villa, condominium, townhome, or homesite.
Last reviewed September 17, 2026. The original database was compiled from MLS-reported information as of March 2, 2026. Current first-party association, community, POA, and club resources have been used where publicly available.
HOA, POA, club, transfer, initiation, capital contribution, assessment, regime, and membership fees can change without notice. Fees may also differ by property type, sub-neighborhood, membership category, closing date, or transaction.
A dash or blank amount should not automatically be interpreted as meaning that no fee exists. It may indicate that a separate amount was not reported in the source data.
Always confirm the fees applicable to a specific property directly with the association, community, club, management company, closing documents, and appropriate real estate professionals before purchasing.
Download the September 2026 POA & HOA Fees Spreadsheet
Download the updated Excel spreadsheet covering Hilton Head Island, Bluffton, Daufuskie Island, Hardeeville, Ridgeland, and surrounding Lowcountry community fee information.
Hilton Head Island communities may include master POA assessments, neighborhood assessments, villa or condominium regimes, transfer or enhancement fees, private-club costs, and other property-specific charges. The table below identifies whether a row has been independently updated from a current first-party source or remains based on the March 2026 MLS-reported snapshot.
Community | Annual POA Fee — Improved Property | Annual POA Fee — Unimproved Property | Transfer & Other Fees | Verification Status |
|---|---|---|---|---|
Allenwood | $1,185; Townhomes $1,584 | $288 | Transfer fee: .25 of 1% of purchase price. Capital contribution reported as $100 or $150 for lot. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Ashton Cove | $1,336 | — | Transfer fee: .25 of 1% of purchase price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Carolina Isles | $1,300 | — | Transfer fee: .25 of 1% of purchase price or $1,000. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Crosswinds | $2,420 | $2,420 | Transfer fee: 1.5% of annual POA fee. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Folly Field | Optional, $125 | — | Transfer fee: .25 of 1% of purchase price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Forest Beach | Optional, $125 | Optional, $125 | Transfer fee: .25 of 1% of purchase price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Hilton Head Plantation | $1,404 | $842 | Transfer fee reported as .25 of 1% of sale price, capped at $12,090. Sub-neighborhood fees may apply. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Indigo Run | Golden Bear $2,818; Golf Club $3,018; Broad Pointe $4,212 | — | Initiation reported as 3× annual POA fee plus $375 administrative fee. | MLS-reported snapshot (03/02/2026). Verify current sub-community fees. |
Jarvis Creek | $1,400 | — | Capital contribution reported as .25% of purchase price; transfer fee .25 of 1%. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Leamington | Single Family $3,465; Villas $990 | $3,465 | Residential Enhancement Fee reported as .75 of 1%. | MLS-reported snapshot (03/02/2026). Separate villa/regime fees may apply. |
Long Cove Club | $20,867 | $20,867 | Official 2026 fee schedule lists a $50,000 initiation fee. Certain properties may also have a remaining Golf Teaching Center special-assessment balance. | Updated from current first-party source. |
Old House Creek | $1,100 | — | Transfer fee reported as .25 of 1% of purchase price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Paddocks on Jarvis Creek | $1,725 | $2,150 | Transfer-related charges reported in the March 2026 dataset. Verify applicable current transaction charges. | MLS-reported snapshot (03/02/2026). |
Palmetto Dunes | $2,000 | $2,000 | 2026 assessment: $2,000. Current first-party information lists a $250 administrative processing fee payable by the seller and a Community Enhancement Fee equal to .5% of purchase price payable by the purchaser. | Updated from current first-party sources. |
Palmetto Hall | $2,220 plus required social/golf membership | $1,665 plus required social/golf membership | Original dataset reports membership, capital reserve, food-and-beverage, and processing charges. | MLS-reported snapshot (03/02/2026). Verify current membership schedule. |
Point Comfort | $500 | $500 | Transfer fee reported as .5%. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Port Royal | $2,282 | $1,700 | Transfer fee reported as .5% of sales price. Additional Ocean Point fees may apply. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Sea Pines | $2,065 | $1,233 | 2026 Sea Pines CSA annual residential assessment. Separate neighborhood, villa/regime, club, rental, or other charges may apply. | Updated from current first-party source. |
Shelter Cove | $1,354 plus applicable villa regime | — | Transfer fee reported as .5% plus $200. | MLS-reported snapshot (03/02/2026). Verify master and regime fees. |
Shipyard | $1,215 | $1,215 | Transfer-related charges reported in original dataset; verify current transaction charges. | MLS-reported snapshot (03/02/2026). |
Silver Moss | $3,220 | — | Original dataset reports transfer and new-home contribution charges. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Spanish Pointe | $3,500 | — | — | MLS-reported snapshot (03/02/2026). Verify current fees. |
Spanish Wells | $2,360 | $1,540 | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Squiresgate | $350 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Timbercrest | $966 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Victoria Square | $1,563 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Wexford | $23,380 | $23,380 | Original dataset reports initiation, food-and-beverage, and special-assessment charges. | MLS-reported snapshot (03/02/2026). Verify current club schedule. |
Windmill Harbour | $3,280 | $1,528 plus possible special assessment | Original dataset reports separate boat-slip and transfer charges. | MLS-reported snapshot (03/02/2026). Verify POA and marina charges. |
Explore Hilton Head Island: Hilton Head Island • Sea Pines • Palmetto Dunes
Bluffton and Okatie include traditional residential neighborhoods, active-adult communities, gated developments, golf communities, and private residential clubs. Annual and one-time ownership costs can vary substantially depending on the community and membership structure.
Community | Annual POA Fee — Improved Property | Annual POA Fee — Unimproved Property | Transfer & Other Fees | Verification Status |
|---|---|---|---|---|
Alston Park | $1,446 | — | Transfer fee: .25 of 1% of sales price. New River POA $85 annually. | MLS-reported snapshot (03/02/2026). |
Bartons Run | $1,600 | — | Transfer fee: 1× quarterly POA. | MLS-reported snapshot (03/02/2026). |
Baynard Park | $1,840 | — | Transfer fee reported as .25% of sales price POA plus .25% BP Recreation Association. | MLS-reported snapshot (03/02/2026). |
Belfair | $24,749 | $24,749 | $100,000 one-time initiation fee reported. | MLS-reported snapshot (03/02/2026). Verify current club schedule. |
Berkeley Hall | $28,104 | $28,104 | $125,000 one-time initiation fee reported. Additional fees may apply. | MLS-reported snapshot (03/02/2026). Verify current club schedule. |
Bluffton Park | $800; Townhomes $1,668 | — | Transfer fee reported as 2× regime fee plus administrative fee. | MLS-reported snapshot (03/02/2026). |
Brighton Oaks | $804 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Callawassie Island | $18,452 | $18,452 | $75,000 initiation fee plus $250 administrative fee reported. Other fees may apply. | MLS-reported snapshot (03/02/2026). Verify current club and association schedule. |
Cassique Creek | $360 | $180 | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Colleton River Club | $31,542 | $31,542 | Official 2026 Full Membership information lists $24,992 in operating assessments plus $6,550 in reserve and replacement assessments, totaling $31,542. Property purchases are subject to a $165,000 one-time Capital Contribution Fee. | Updated from current first-party source. |
Crescent | $2,972 | $2,972 | Transfer fee reported as .5% of sales price plus $400 administrative fee. | MLS-reported snapshot (03/02/2026). |
Eagle's Pointe | $1,508 | — | $100 new-owner fee reported. | MLS-reported snapshot (03/02/2026). |
Edgefield | $650 | — | Transfer fee reported as .25% of sales price. | MLS-reported snapshot (03/02/2026). |
Fern Lakes | $1,396 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Four Seasons at Carolina Oaks | $3,180 | — | Original dataset reports capital contribution and resale-related charges. | MLS-reported snapshot (03/02/2026). Verify current charges. |
Gascoigne Bluff | $2,000 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Hampton Hall | $6,372 | $6,372 | $35,000 social membership initiation and $1,593 capital fund contribution reported. Golf/property-type fees may apply. | March 2026 dataset. Verify current club schedule. |
Hampton Lake | $5,180 | $5,180 | Original March dataset reports a community enhancement fee of .5% of gross selling price plus $150 administrative fee. | Current transaction charges require verification. |
Heritage Lakes | $633 | — | Transfer fee reported as .25% of sale price. | MLS-reported snapshot (03/02/2026). |
Heyward Point | $2,650 | — | Transfer fee reported as $2,200. | MLS-reported snapshot (03/02/2026). |
Hidden Lakes | $996 | — | Transfer fee reported as .25% of sale price. | MLS-reported snapshot (03/02/2026). |
Hilton Head Lakes | $2,540 | $1,965 | $207 administrative fee and .25% transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Island West | $1,827 | — | .25% transfer fee; $750 new-construction fee reported. | MLS-reported snapshot (03/02/2026). |
Lake Linden | $680 | — | Transfer fee reported as one quarterly assessment. | MLS-reported snapshot (03/02/2026). |
Lakes at New Riverside | $1,440 | — | $1,000 capital contribution and .25% resale transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Latitude Margaritaville | Single Family $3,874; Village $4,419; Conch Cottage $4,133 | — | $100 foundation fee, transfer fee equal to 1/6 of annual POA, and $2,500 working capital reported. | MLS-reported snapshot (03/02/2026). Verify by home type. |
Lawton Station | $1,500 | — | .25% transfer fee plus $300 management fee reported. | MLS-reported snapshot (03/02/2026). |
Malind Bluff | $1,824 | — | .5% transfer fee plus $100 administrative fee reported. | MLS-reported snapshot (03/02/2026). |
May River Preserve | $2,200 | — | .75% community enhancement fee and $500 builder/first-owner charge reported. | MLS-reported snapshot (03/02/2026). |
Meadows at New Riverside | $566 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Mill Creek at Cypress Ridge | $1,586; Townhomes $2,520; Cypress Ridge Townhomes $2,802 | — | $1,500 working capital plus $50 reported. | MLS-reported snapshot (03/02/2026). Verify by property type. |
Millstone Landing | $500 | — | Transfer fee equal to one POA payment and $500 working-capital fee reported. | MLS-reported snapshot (03/02/2026). |
Moss Creek | $8,775 | $7,275 | $45,000 membership certificate/initiation and $1,700 annual activity fee reported. | March 2026 dataset. Verify current membership charges. |
Oldfield | $12,376 plus possible neighborhood assessment | $12,376 plus possible neighborhood assessment | $45,000 club initiation, $20,000 community association initiation, and $11,000 assessment reported. | March 2026 dataset. Verify current club and neighborhood fees. |
Palmetto Bluff | $15,246 plus neighborhood fees | $5,886 plus neighborhood fees | $50,000 initiation reported. Optional club, working-capital and community-enhancement charges may apply. | March 2026 dataset. Verify current charges. |
Palmetto Point Townes | Single Family $1,038; Townhomes $3,324 | — | Original dataset reports transfer-related charges and a townhome roof assessment scheduled through August 2026. | Time-sensitive: verify whether any assessment balance, extension, or successor assessment applies. |
Parkside at Baynard Park | $1,600 | — | Transfer fee reported as .25% of sale price. | MLS-reported snapshot (03/02/2026). |
Pine Forest Village | $800 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Pine Ridge | $540 | — | Transfer fee reported as .25% of sales price. | MLS-reported snapshot (03/02/2026). |
Pinecrest | $900 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). |
Rivers End | No POA fee reported | — | — | MLS-reported snapshot (03/02/2026). Verify current association status. |
Riverbend | $2,592 plus neighborhood fees | $2,592 plus neighborhood fees | Original dataset reports new-construction, new-member, resale enhancement and administrative charges. | MLS-reported snapshot (03/02/2026). |
Riverton Pointe | $2,256 | — | $4,000 initiation, required social membership at $245/month, and $900 transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Rose Dhu Creek | $2,100 | — | Transfer fee reported as $5,000. | MLS-reported snapshot (03/02/2026). |
Rose Hill | $3,150 | $2,100 | $4,200 transfer fee, $1,654 community enhancement fee, $300 administrative fee, plus assessments reported. | MLS-reported snapshot (03/02/2026). Verify assessments. |
Sandy Pointe | $840 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Sawmill Creek | $300 | — | $500 transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Sawmill Forest | $940 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Seagrass Station | $980 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). |
Shell Hall | $1,928 | — | Transfer fee reported as $3,500. | MLS-reported snapshot (03/02/2026). |
Southern Oaks at New Riverside | Single Family $902; Townhomes $2,222 | — | One quarterly POA payment plus $85 annual assessment reported. | MLS-reported snapshot (03/02/2026). |
Spring Island | $7,698 plus club dues | — | $24,150 club dues, $150,000 one-time contribution, trust fees and capital charges reported. | March 2026 dataset. Verify current club and association schedule. |
Stock Farm | $630 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Sun City | $2,688; Sun City North (Argent 2) $3,540 | $2,688; Sun City North (Argent 2) $3,540 | Original dataset reports new-member, resale community-enhancement and administrative fees. | MLS-reported snapshot (03/02/2026). Verify specific property. |
Tabby Roads | $1,092 | — | Transfer fee reported as .25% of sales price. | MLS-reported snapshot (03/02/2026). |
The Farm at Buckwalter | $1,015 | — | Transfer fee reported as .25% of sales price. | MLS-reported snapshot (03/02/2026). |
The Haven at New Riverside | $3,048 | — | New-member fee and community-enhancement assessment reported. | MLS-reported snapshot (03/02/2026). |
The Heritage at New Riverside | $1,080 | — | .25% transfer fee and $750 capital contribution reported. | MLS-reported snapshot (03/02/2026). |
The Landings at New Riverside | $1,764 | — | Original dataset reports transfer and disclosure-related charges. | MLS-reported snapshot (03/02/2026). |
The Retreat at Grande Oaks | $1,000 | — | $500 capital contribution reported. | MLS-reported snapshot (03/02/2026). |
The Walk at Bluffton Square | $1,052 | — | Capital contribution, transfer and disclosure fees reported. | MLS-reported snapshot (03/02/2026). |
Traditions at Old Carolina | $1,165 | — | Transfer fee reported as .25% of sale price. | MLS-reported snapshot (03/02/2026). |
University Park | $1,560 | — | Transfer fee reported as .5% of sales price. | MLS-reported snapshot (03/02/2026). |
University Place | $800; Townhomes $1,680 | — | — | MLS-reported snapshot (03/02/2026). |
Victoria Bluff | $1,000 | — | Transfer fee reported as .25% of sales price. | MLS-reported snapshot (03/02/2026). |
Village at Olde Town | $1,642 | — | $250 transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Wellstone at Bluffton | $1,620 | — | — | MLS-reported snapshot (03/02/2026). |
Westbury Park | $1,844 | — | .5% transfer fee plus $150 administrative fee reported. | MLS-reported snapshot (03/02/2026). |
Woodbridge | $700 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). |
Explore Bluffton & Okatie: Bluffton • Okatie • Sun City • Latitude Margaritaville
The guide also includes community fee information for Hardeeville and the Ridgeland area. These figures remain based on the March 2, 2026 MLS-reported snapshot unless otherwise noted and should be verified for the specific property under consideration.
Community | Annual POA Fee — Improved Property | Annual POA Fee — Unimproved Property | Transfer & Other Fees | Verification Status |
|---|---|---|---|---|
The Retreat at East Argent | $1,200 | — | $1,000 reported. | MLS-reported snapshot (03/02/2026). Verify current association fees. |
The Groves at Bees Creek | $700 | — | $1,000 reported. | MLS-reported snapshot (03/02/2026). Verify current association fees. |
Cypress Landing | $400 | — | $400 reported. | MLS-reported snapshot (03/02/2026). Verify current association fees. |
Explore Hardeeville & Ridgeland: Hardeeville • Ridgeland • Jasper County
Daufuskie Island ownership can involve association dues, club memberships, transfer costs, and other property-specific expenses. Current charges should be confirmed directly for the property and membership category under consideration.
Community | Annual POA Fee — Improved Property | Annual POA Fee — Unimproved Property | Transfer & Other Fees | Verification Status |
|---|---|---|---|---|
Bloody Point | $1,380 | $1,150 | No transfer fee reported. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Haig Point Club | $20,745; see documents for additional fees | See current documents for fee schedules | Original dataset reports $65,000 initiation fee, required membership ranging from $26,944 to $32,298, $900 trash removal, and resale transfer fee equal to 1% of sales price. | MLS-reported snapshot (03/02/2026). Verify current association and membership schedules. |
Melrose | $1,100 | $900 | No transfer fee reported. | MLS-reported snapshot (03/02/2026). Verify current fees. |
The Beach Cottages at Melrose | $4,000 | — | No transfer fee reported. | MLS-reported snapshot (03/02/2026). Verify current fees. |
Annual assessments may help fund community operations, infrastructure, landscaping, security, amenities, reserves, shared services, and association administration. What is included varies by community.
Some communities charge a one-time amount when property changes ownership. Depending on the community, this may be called a transfer fee, community enhancement fee, resale fee, new-member fee, or another term. It may be a fixed amount or a percentage of the transaction.
A capital contribution is generally a one-time payment associated with ownership or membership that helps support community or club capital needs. These contributions can be significant in some private residential club communities.
A POA or HOA assessment should not automatically be assumed to include every private-club expense. Some Lowcountry communities have mandatory or optional golf, social, or club memberships with separate initiation fees and recurring dues.
Associations and clubs may approve special assessments for infrastructure, capital improvements, storm recovery, roofs, facilities, or other projects. Buyers should determine whether an assessment applies to the specific property and whether any balance remains.
A villa, condominium, or townhome may have a separate regime or association charge in addition to a master community assessment. Buyers should review both the master association and property-specific regime documents.
POA and HOA fees are association charges that may support community infrastructure, landscaping, security, amenities, reserves, shared services, and administration. The exact services and owner obligations depend on the governing documents for the specific community.
The terms are used differently among communities. Both generally describe organizations responsible for aspects of a shared residential community. The governing documents for the specific property determine assessments, rules, owner obligations, and association responsibilities.
There is no single Hilton Head Island rate. Costs vary substantially by community and property type. For example, Sea Pines CSA lists a 2026 residential assessment of $2,065 for an improved lot and $1,233 for an unimproved lot, while private residential club communities can have substantially higher annual dues and separate initiation or capital costs.
Neither market has one standard fee structure, so a single area-to-area comparison can be misleading. Both Bluffton and Hilton Head Island include conventional neighborhoods, gated communities, golf communities, and private residential clubs with very different cost structures.
No. Some communities may have no separately reported transfer fee, while others may require transfer fees, enhancement fees, working-capital contributions, initiation fees, club membership charges, or other one-time costs.
Yes. Associations and clubs may change assessments and other charges in accordance with their governing documents. Special assessments can also occur. Current budgets, governing documents, fee schedules, and available assessment information should be reviewed during due diligence.
Community expenses can affect both upfront closing costs and ongoing ownership costs. Understanding annual assessments, one-time charges, memberships, regimes, and potential assessments can help buyers evaluate overall ownership costs rather than focusing only on the purchase price.
This guide began with community fee information reported through Lowcountry real estate data as of March 2, 2026. During the September 2026 review, publicly available first-party POA, association, community, and club resources were prioritized where available.
Current first-party resources used to update or verify information on this page include:
How to read the verification status: a row identified as an MLS-reported snapshot retains information from the March 2, 2026 source dataset and has not been represented here as independently verified in September 2026. Rows linked to a current first-party source have been specifically updated or checked against that source.
A source link does not mean a fee will remain unchanged. Associations, communities, clubs, and management organizations may revise fees, assessments, membership requirements, or transaction charges after publication.
This guide is provided for general informational purposes and is not a substitute for association documents, resale certificates, closing documents, legal advice, financial advice, or direct confirmation from the applicable association, club, community, or management organization.
Love Coastal Living Team at Real Broker, LLC helps buyers explore homes throughout the South Carolina Lowcountry and identify the association, regime, club, membership, and fee information that should be reviewed for a specific property.
Love Coastal Living Team at Real Broker, LLC
(843) 310-6062
[email protected]